Because pre-tax dollars are used to pay premiums, there are some restrictions in regard to when you can change your insurance benefit selections. First, an employee can make changes in benefit coverage only when a family status change or qualifying employment change occurs. This refers to marriage, divorce, death of a spouse, birth or adoption of child, and an employment or job change, for either the employee or spouse. You have 31 days from the date of the status change to notify the benefits office of your wish to make a coverage change.

Second, you can make changes during the annual enrollment period. Information is sent to employees at campus addresses in November, and NUFlex change forms must be returned by the published December deadline. Annual enrollment changes become effective the first of January and are in place for the entire year unless a qualifying status change occurs.